50 MCQs on Simple Interest for Competitive Exams

Simple Interest, or SI, is one of the most important topics in mathematics, mainly during competitive exams. When it comes to bank exams, SSC, or government competitive tests, one simply needs to be aware of SI. Simply, simple interest helps calculate interest received or paid on a given amount over a period.

In this blog post, we have compiled 50 Moderate-Level MCQs on Simple Interest which can be used for practicing and sharpening your exam skills. These questions include a wide range of difficulties that will help you improve your speed as well as accuracy in solving problems on Simple Interest.


50 MCQs on Simple Interest

  1. If the principal amount is ₹5000, the rate of interest is 5% per annum, and the time period is 2 years, what is the simple interest?
    • A) ₹200
    • B) ₹250
    • C) ₹500
    • D) ₹100
      Answer: B) ₹250
  2. A sum of ₹1000 is invested at a rate of 8% per annum for 3 years. What will be the simple interest?
    • A) ₹180
    • B) ₹240
    • C) ₹260
    • D) ₹220
      Answer: B) ₹240
  3. What will be the total amount (principal + interest) after 4 years if ₹2000 is invested at 10% simple interest per annum?
    • A) ₹2400
    • B) ₹2200
    • C) ₹2800
    • D) ₹3000
      Answer: C) ₹2800
  4. If the principal amount is ₹600 for 2 years at the rate of 5% per annum is ₹60, what is the amount at the end of the second year?
    • A) ₹660
    • B) ₹600
    • C) ₹580
    • D) ₹650
      Answer: A) ₹660
  5. The simple interest on a certain sum of money for 4 years at 7.5% per annum is ₹600. What is the principal amount?
    • A) ₹1500
    • B) ₹2000
    • C) ₹2500
    • D) ₹1200
      Answer: A) ₹1500
  6. If the principal amount is ₹1200 and the simple interest for 3 years is ₹180, what is the rate of interest per annum?
    • A) 5%
    • B) 6%
    • C) 8%
    • D) 10%
      Answer: B) 6%
  7. The rate of interest is 12% per annum. How much interest will be earned on ₹2500 in 5 years?
    • A) ₹1500
    • B) ₹1400
    • C) ₹1300
    • D) ₹1200
      Answer: D) ₹1200
  8. The simple interest on a certain sum for 3 years at 6% per annum is ₹360. What is the sum of money?
    • A) ₹1000
    • B) ₹1200
    • C) ₹1400
    • D) ₹1500
      Answer: B) ₹1200
  9. A person borrows ₹5000 at 10% per annum for 2 years. What will be the total interest he needs to pay?
    • A) ₹1000
    • B) ₹500
    • C) ₹2000
    • D) ₹1500
      Answer: A) ₹1000
  10. A sum of money amounts to ₹4000 in 2 years at 5% per annum simple interest. What is the principal?
    • A) ₹3500
    • B) ₹3800
    • C) ₹3600
    • D) ₹3000
      Answer: C) ₹3600
  11. If the principal is ₹800 and the interest is ₹480 for 4 years, find the rate of interest per annum.
    • A) 12%
    • B) 10%
    • C) 15%
    • D) 20%
      Answer: A) 12%
  12. A sum of ₹3000 is invested for 4 years at a rate of 5% per annum. What is the total simple interest earned?
    • A) ₹400
    • B) ₹500
    • C) ₹600
    • D) ₹700
      Answer: B) ₹500
  13. Find the time period for ₹1500 to earn ₹450 at a rate of 6% per annum as simple interest.
    • A) 3 years
    • B) 4 years
    • C) 5 years
    • D) 6 years
      Answer: A) 3 years
  14. If ₹1200 is invested at 8% per annum for 3 years, what will be the interest earned?
    • A) ₹300
    • B) ₹400
    • C) ₹500
    • D) ₹600
      Answer: B) ₹400
  15. A sum of ₹1200 is invested at 5% per annum for 5 years. What is the total interest earned?
    • A) ₹300
    • B) ₹400
    • C) ₹500
    • D) ₹600
      Answer: A) ₹300
  16. What will be the total amount after 3 years on a principal of ₹6000 at 6% simple interest per annum?
    • A) ₹6300
    • B) ₹6500
    • C) ₹6600
    • D) ₹6400
      Answer: C) ₹6600
  17. The simple interest on ₹4000 for 5 years at 10% per annum is ₹2000. What is the total amount?
    • A) ₹6000
    • B) ₹5000
    • C) ₹5500
    • D) ₹4500
      Answer: A) ₹6000
  18. The rate of interest is 7% per annum. What is the simple interest on ₹5000 for 2 years?
    • A) ₹700
    • B) ₹750
    • C) ₹600
    • D) ₹550
      Answer: A) ₹700
  19. A sum of ₹2000 is invested for 2 years at 6% per annum. What is the interest earned?
    • A) ₹120
    • B) ₹100
    • C) ₹150
    • D) ₹180
      Answer: D) ₹240
  20. The simple interest on ₹500 for 4 years at the rate of 10% per annum is ₹200. What will be the total amount?
    • A) ₹600
    • B) ₹700
    • C) ₹500
    • D) ₹800
      Answer: A) ₹600
  21. If ₹1500 is invested at 12% per annum, what will be the interest earned in 3 years?
    • A) ₹540
    • B) ₹550
    • C) ₹600
    • D) ₹630
      Answer: A) ₹540
  22. The simple interest on ₹1000 for 5 years at 4% per annum is ₹200. What is the total amount after 5 years?
    • A) ₹1200
    • B) ₹1500
    • C) ₹1000
    • D) ₹1100
      Answer: A) ₹1200
  23. What is the principal if the simple interest for 3 years at 5% per annum is ₹90?
    • A) ₹1000
    • B) ₹900
    • C) ₹1200
    • D) ₹800
      Answer: B) ₹900
  24. What will be the rate of interest if ₹6000 gives ₹360 as simple interest in 4 years?
    • A) 7.5%
    • B) 6%
    • C) 5%
    • D) 4%
      Answer: B) 6%
  25. A sum of ₹1500 is invested at 6% per annum for 2 years. What will be the simple interest?
    • A) ₹180
    • B) ₹150
    • C) ₹200
    • D) ₹220
      Answer: A) ₹180
  26. The interest on a sum of ₹5000 at 10% per annum for 4 years is ₹2000. What is the principal amount?
    • A) ₹5000
    • B) ₹4000
    • C) ₹6000
    • D) ₹7000
      Answer: A) ₹5000
  27. A sum of ₹1500 amounts to ₹1800 in 2 years. What is the rate of interest per annum?
    • A) 5%
    • B) 8%
    • C) 6%
    • D) 10%
      Answer: B) 8%
  28. The simple interest on ₹3000 for 6 years at 4% per annum is ₹720. What will be the total amount?
    • A) ₹3900
    • B) ₹3800
    • C) ₹4000
    • D) ₹4200
      Answer: C) ₹4000
  29. The simple interest on ₹2500 for 3 years at the rate of 8% per annum is ₹600. What is the total amount?
    • A) ₹3200
    • B) ₹3500
    • C) ₹3100
    • D) ₹3300
      Answer: B) ₹3500
  30. If ₹2500 is invested for 2 years at 6% per annum, what is the interest earned?
    • A) ₹300
    • B) ₹400
    • C) ₹500
    • D) ₹600
      Answer: A) ₹300
  31. What will be the simple interest on ₹2500 for 4 years at 5% per annum?
  • A) ₹500
  • B) ₹600
  • C) ₹400
  • D) ₹450
    Answer: A) ₹500
  1. The principal amount is ₹8000, the rate of interest is 6% per annum, and the time period is 5 years. What is the simple interest?
  • A) ₹2000
  • B) ₹2400
  • C) ₹2200
  • D) ₹3000
    Answer: B) ₹2400
  1. A sum of ₹9000 is invested for 3 years at the rate of 7% per annum. What is the simple interest?
  • A) ₹1900
  • B) ₹2100
  • C) ₹2200
  • D) ₹2300
    Answer: B) ₹2100
  1. A sum of ₹2000 earns ₹400 as simple interest in 5 years. What is the rate of interest per annum?
  • A) 3%
  • B) 4%
  • C) 5%
  • D) 6%
    Answer: B) 4%
  1. The simple interest on ₹6000 for 2 years at 8% per annum is ₹960. What is the total amount at the end of 2 years?
  • A) ₹6900
  • B) ₹7000
  • C) ₹7400
  • D) ₹7600
    Answer: C) ₹7400
  1. The rate of interest is 10% per annum. If ₹3000 is invested for 4 years, what is the simple interest?
  • A) ₹1200
  • B) ₹1500
  • C) ₹1000
  • D) ₹1800
    Answer: A) ₹1200
  1. A sum of ₹5000 is invested for 3 years at the rate of 12% per annum. What is the total amount after 3 years?
  • A) ₹5600
  • B) ₹5800
  • C) ₹6000
  • D) ₹6200
    Answer: C) ₹6000
  1. The interest on ₹5000 for 2 years at the rate of 8% per annum is ₹800. What is the total amount at the end of 2 years?
  • A) ₹4800
  • B) ₹5600
  • C) ₹5000
  • D) ₹5900
    Answer: B) ₹5800
  1. The principal is ₹4000. The simple interest is ₹240, and the time is 2 years. What is the rate of interest per annum?
  • A) 5%
  • B) 6%
  • C) 8%
  • D) 10%
    Answer: B) 6%
  1. A sum of ₹8000 is invested at a rate of 9% per annum for 5 years. What is the total interest?
  • A) ₹3600
  • B) ₹3800
  • C) ₹3500
  • D) ₹4000
    Answer: A) ₹3600
  1. If the principal amount is ₹5000 and the simple interest is ₹2500 for 5 years, what is the rate of interest?
  • A) 6%
  • B) 8%
  • C) 10%
  • D) 12%
    Answer: C) 10%
  1. What is the principal amount if the simple interest for 4 years at 9% per annum is ₹1440?
  • A) ₹4000
  • B) ₹3600
  • C) ₹3000
  • D) ₹3200
    Answer: A) ₹4000
  1. A sum of ₹6000 is invested at 7% per annum. How much interest will it earn in 5 years?
  • A) ₹700
  • B) ₹800
  • C) ₹850
  • D) ₹900
    Answer: B) ₹800
  1. The simple interest on ₹3500 for 3 years at the rate of 6% per annum is ₹630. What is the total amount?
  • A) ₹4000
  • B) ₹4600
  • C) ₹4800
  • D) ₹4200
    Answer: B) ₹4600
  1. A sum of ₹12000 is invested for 4 years at a rate of 10% per annum. What is the simple interest?
  • A) ₹4000
  • B) ₹5000
  • C) ₹6000
  • D) ₹4800
    Answer: A) ₹4000
  1. A sum of ₹5000 is invested at 6% per annum for 6 years. What is the simple interest?
  • A) ₹1800
  • B) ₹1600
  • C) ₹1500
  • D) ₹1200
    Answer: A) ₹1800
  1. The simple interest on ₹2500 for 2 years at 7% per annum is ₹350. What is the total amount at the end of 2 years?
  • A) ₹2850
  • B) ₹3000
  • C) ₹2800
  • D) ₹2700
    Answer: A) ₹2850
  1. The rate of interest is 8% per annum. How much interest will ₹4500 earn in 3 years?
  • A) ₹900
  • B) ₹950
  • C) ₹1000
  • D) ₹1050
    Answer: A) ₹900
  1. The simple interest on ₹4000 for 4 years at 6% per annum is ₹960. What is the total amount?
  • A) ₹4900
  • B) ₹5100
  • C) ₹5200
  • D) ₹5300
    Answer: B) ₹4960
  1. A sum of ₹2500 is invested for 5 years at 8% per annum. What will be the total interest earned?
  • A) ₹800
  • B) ₹700
  • C) ₹600
  • D) ₹500
    Answer: A) ₹1000

Congratulations! You have attempted all 50 MCQs. Questions are of various difficulty levels. These practice questions will help you grasp the concept of Simple Interest and prepare you for competitive exams. You should regularly practice such problems to increase your speed and accuracy while solving problems. All the best for your studies and exams!

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